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The two-year fixed rate is cut by 0.24 percentage points to 4.88percent – at 75percent LTV. At the same time buy to let deals have been cut by 0.12 percentage points. The lender is offering a five-year fixed rate for remortgage or purchase customers at 5.1percent – this is at 75percent LTV with a 1,495 fee.
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But with mortgage rates climbing rapidly over the past 18 months, taking out a mortgage over 35 and even 40 years has become the only way to make buying a home affordable for many buyers. Santander announced today that it was pulling all mortgage products for new business through intermediaries at the end of today . Track Record borrowers must have a minimum 12-months’ rental payment history. If average monthly rent has been 800, for example, monthly mortgage repayments cannot exceed 800.
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